Attention homeowners in Hot Springs and Fall River County: Need an appraisal?

The top reasons South Dakota homeowners call on Wyatt's Real Estate & Appraisal Service:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
To cut a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of real estate to settle an estate in Fall River County or the state of South Dakota


	Do you own a house in or near Hot Springs? Do you need help determining the price of your real estate? Contact Wyatt's Real Estate & Appraisal Service.

At Wyatt's Real Estate & Appraisal Service, we understand the unique needs of a consumer in need of appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. But as a consumer, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Wyatt's Real Estate & Appraisal Service, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if your home not appreciating as much as other houses close to yours. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal report from Wyatt's Real Estate & Appraisal Service is your chief weapon when contesting your property tax assessment.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Wyatt's Real Estate & Appraisal Service is experienced in helping customers just like you remove unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Wyatt's Real Estate & Appraisal Service can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Wyatt's Real Estate & Appraisal Service can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.